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The Matrix, the Federal Reserve, the Banks and the Strawman

By Multiple Anonymous and Unknown Authors

The Matrix, the Federal Reserve, the Banks and the Strawman is a compilation of several articles written by multiple anonymous and unknown authors and aimed to educate the population on the various scams of the governments in complicity with the big Illuminati banksters and corporations.  It is the result of an exhaustive research on these matters and generously shared here by the authors to benefit us all and to contribute to the change in awareness of “We the People” that so far have been slaves of the Matrix.

Banks make you believe that they are honest and respectful organizations with legal and well-established businesses, with fair banking practices as opposed to the internet scam con artists that deceive the public with promised fortunes ready to be claimed and to steal money and personal banking account information from you.  The fact of the matter is that both, the “established” banks as well as the scam con artists are all a FRAUD. These series of articles will prove you why.

Editor of the Material: Luis Prada, Editor and Publisher of Brother Veritus' Website (www.LuisPrada.com)
Published in this website on July 28, 2007.

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The Matrix

 

 

 

 

"The System" Is Falling!  Peace and Prosperity for All!

 

 

 

"The System" Is Falling!  Peace and Prosperity for All!

Are we living in a Matrix? Was it just a movie or does this apply to our present life? Judge for yourself. There is a quote that applies perfectly to our present time, when Morpheus is talking to Neo for the first time.

We will first define the words Matrix; Morpheus; and Neo so you will understand the statements a little better.

Matrix: Its origin comes from the word mother. Female beast kept for breeding, the womb.
Morpheus: 1. Son of Hypnos. 2. The god of dreams.  In the arms of Morpheus asleep; a deep sleep.
Neo: Greek naus. To float.

The following are direct statements from the movie:

Morpheus: "I imagine right now you feel a bit like Alice, tumbling down a rabbit hole.  You have the look of a man who accepts what he sees and expecting to wake up. You're here because you know something that you can't explain, but you feel it. There is something wrong with the world. You don't know what it is, but it is there, like a splinter in your mind, driving you mad. It is this feeling that has brought you to me. Do you know what I'm talking about?"
Neo: "The Matrix."
Morpheus: "Do you want to know what it is? The matrix is everywhere, it is all around us. Even now in this very room. You can see it when you look out your window, or turn on your television set. You can feel it when you go to work, when you go to church, when you pay your taxes. It is the wool that has been pulled over your eyes to blind you from the truth. That you are a slave, Neo, like everyone else, you were born into a prison that you cannot see, that you cannot smell, or taste or touch. A prison for your mind.
"Unfortunately no one can be told what the Matrix is. You have to see it for yourself.
"This is your last chance. After this, there is no turning back. Take the blue pill, the story ends, you wake up in your bed and believe whatever you want to believe.
"Take the red pill, you will stay in wonderland, and I will show you how deep the rabbit hole goes. Remember, what I am offering is the truth, nothing more. Follow me.”

We do live in such a world. And for anyone who has been involved in the system to any degree, in court, county and city and national rules and regulations, a bankruptcy, or a foreclosure, you know something is very wrong. You look all about you and see the morals of this country creeping into depravity. People are in despair. Nothing seems real anymore and we can’t put our finger on the cause. Something is wrong with our world. It bothers you like “a splinter in your mind”.

You know by now that we are living in a modern slavery, where everything is controlled by a powerful group at the top, creating chaos at every moment of our existence: poverty (around the world and in the US), wars, controlling and distributing legal and illegal drugs, skyrocketing gasoline prices, creating fraud home "loans" that you can never repay, illegal paper money. Need any more to see the Matrix in front of you?

You take the blue pill and the story ends. You wake in your bed and you believe whatever you want to believe. You take the red pill and you stay in Wonderland, and I show you how deep the rabbit-hole goes.


Click the blue pill

Click the red pill

US Bankruptcy?

On October 2005 the US created its 4th bankruptcy against the infamous IMF (International Monetary Fund), aka World Bank. This time they included all of the states plus "We The People", that's why you cannot go into bankruptcy any more because you already are in one. Your only option is Chapter 13, and this option does not discharge the debt. You still owe the same amount of "money" but now you only make one payment to a "trustee" and your credit report shows "bankruptcy". Chapter 11 and the other chapters do not exist anymore. What a deal!

Following is a speech by Representative Traficant who Reports On The 3rd Bankruptcy Of The United States, United States Congressional Record, March 1, 1993 VOL. 33, page H-1303 The Speaker - Rep. James Traficant, Jr. (Ohio) addressing the House. Several people have looked in Law Libraries for the above speech and references, however the documents cannot yet be located, therefore this is not verified and cannot be stated as fact. However, Traficant’s speech is very eloquent, to the point, and can be supported with other documented facts:

"Mr. Speaker, we are here now in chapter 11 (the entire US).  Members of Congress are official trustees presiding over the greatest reorganization of any Bankrupt entity in world history, the U.S. Government. We are setting forth, hopefully, a blueprint for our future. There are some who say it is a coroner's report that will lead to our demise.

“It is an established fact that the United States Federal Government has been dissolved by the Emergency Banking Act, March 9, 1933, 48 Stat. 1, Public Law 89-719; Declared by President Roosevelt, being bankrupt and insolvent. H. J. R. 192, 73rd. Congress in session June 5, 1933 - Joint Resolution To Suspend The Gold Standard and Abrogate The Gold Clause dissolved the Sovereign Authority of the United States and the official capacities of all United States Government Offices, Officers and Departments and is further evidence that the United States Federal Government exists today in name only.

“The receivers of the United States Bankruptcy are the International Bankers, via the United Nations, the World Bank and the International Monetary Fund. All United States Offices, Officials, and Departments are now operating within a de facto status in name only under Emergency War Powers. With the Constitutional Republican form of Government now dissolved, the receivers of the Bankruptcy have adopted a new form of government for the United States. This new form of government is known as a Democracy, being an established Socialist/Communist Order under a new governor for America. This act was instituted and established by transferring and/or placing the Office of the Secretary of Treasury to that of the Governor of the International Monetary Fund. Public Law 94-564, page 8, Section H. R. 13955 reads in part: ‘The U.S. Secretary of Treasury receives no compensation for representing the United States.’

“Gold and silver were such a powerful money during the founding of the United States of America, that the Founding Fathers declared that only gold and silver coins can be "money" in America. Since gold and silver coinage was heavy and inconvenient for a lot of transactions, they were stored in banks and a claim check was issued as a money substitute. People traded their coupons as money, or "currency."  Currency is not money, but a money substitute. Redeemable currency must promise to pay a dollar equivalent in gold or silver money. Federal Reserve Notes (FRNs) made no such promises, and are not "money." A Federal Reserve Note is a debt obligation of the federal United States government, not "money." The federal United States government and the U.S. Congress were not and have never been authorized by the Constitution for the United States of America to issue currency of any kind, but only lawful money, gold and silver coin.

“It is essential that we comprehend the distinction between real money and paper money substitute. One cannot get rich by accumulating money substitutes, one can only get deeper in debt. We the People no longer have any "money." Most Americans have not been paid any "money" for a very long time, perhaps not in their entire life. Now do you comprehend why you feel broke? Now, do you understand why you are "bankrupt," along with the rest of the country?

“Federal Reserve Notes (FRNs) are unsigned checks written on a closed account. FRNs are an inflatable paper system designed to create debt through inflation (devaluation of currency). Whenever there is an increase of the supply of a money substitute in the economy without a corresponding increase in the gold and silver backing, inflation occurs.

“Inflation is an invisible form of taxation that irresponsible governments inflict on their citizens. The Federal Reserve Bank who controls the supply and movement of FRNs has everybody fooled. They have access to an unlimited supply of FRNs, paying only for the printing costs of what they need. FRNs are nothing more than promissory notes for U.S. Treasury securities (T-Bills) - a promise to pay the debt to the Federal Reserve Bank.

“There is a fundamental difference between "paying" and "discharging" a debt. To pay a debt, you must pay with value or substance (i.e. gold, silver, barter or a commodity). With FRNs, you can only discharge a debt. You cannot pay a debt with a debt currency system. You cannot service a debt with a currency that has no backing in value or substance. No contract in common law is valid unless it involves an exchange of "good and valuable consideration." Unplayable debt transfers power and control to the sovereign power structure that has no interest in money, law, equity or justice because they have so much wealth already.

“Their lust is for power and control. Since the inception of central banking, they have controlled the fates of nations.

“The Federal Reserve System is based on the Canon law and the principles of sovereignty protected in the Constitution and the Bill of Rights. In fact, the international bankers used a "Canon Law Trust" as their model, adding stock and naming it a "Joint Stock Trust." The U.S. Congress had passed a law making it illegal for any legal "person" to duplicate a "Joint Stock Trust" in 1873. The Federal Reserve Act was legislated post-facto (1870), although post-facto laws are strictly forbidden by the Constitution. (1:9:3).

“The Federal Reserve System is a sovereign power structure separate and distinct from the federal United States government. The Federal Reserve is a maritime lender, and/or maritime insurance underwriter to the federal United States operating exclusively under Admiralty/Maritime law. The lender underwriter bears the risks, and the Maritime law compelling specific performance in paying the interest, or premiums, are the same.

“Assets of the debtor can also be hypothecated (to pledge something as a security without taking possession of it) as security by the lender or underwriter. The Federal Reserve Act stipulated that the interest on the debt was to be paid in gold. There was no stipulation in the Federal Reserve Act for ever paying the principal.

“Prior to 1913, most Americans owned clear, allodial title to property, free and clear of any liens or mortgages until Federal Reserve Act (1913) "hypothecated" all property within the federal United States to the Board of Governors of the Federal Reserve, in which the Trustees (stockholders) held legal title, the U.S. citizen (tenant, franchisee) was registered as a "beneficiary" of the trust via his/her birth certificate. In 1933, the federal United States hypothecated all of the present and future properties, assets and labor of their "subjects," the 14th. Amendment U.S. citizens, to the Federal Reserve System.

“In return, the Federal Reserve System agreed to extend the federal United States corporation all the credit "money substitute" it needed. Like any other debtor, the federal United States government had to assign collateral and security to their creditors as condition of the loan. Since the federal United States didn't have any assets, they assigned the private property of their "economic slaves," the U.S. citizens, as collateral against the unplayable federal debt. They also pledged the unincorporated federal territories, national parks forest, birth certificates, and nonprofit organizations, as collateral against the federal debt. All has already been transferred as payment to the international bankers.

“Unwittingly, America has returned to its pre-American Revolution, Feudal roots whereby all land is held by a sovereign and the common people had no rights to hold allodial title to property. Once again, We the People are the tenants and sharecroppers renting our own property from a Sovereign in the guise of the Federal Reserve Bank. We, the People, have exchanged one master for another. This has been going on for over eighty years without the "informed" knowledge: Of the American people, without a voice protesting loud enough. Now it's easy to grasp why America is fundamentally bankrupt.  Why don't more people own their properties outright?

“Why are 90% of Americans mortgaged to the hilt and have little or no assets after all debts and liabilities have been paid? Why does it feel like you are working harder and harder and getting less and less?  We are reaping what has been sown, and the result of our harvest is a painful bankruptcy, and a foreclosure on American property, precious liberties, and a way of life. Few of our elected representatives in Washington, D.C., have dared to tell the truth. The federal United States is bankrupt. Our children will inherit this unplayable debt, and the tyranny to enforce paying it. America has become completely bankrupt in world leadership, financial credit and its reputation for courage, vision and human rights. This is an undeclared economic war. Bankruptcy and economic slavery of the most corrupt order! Wake up America! Take back your country.”

The IRS

Dear friends, as I explain you in many occasions the IRS is a private corporation, a subsidiary of the International Monetary Fund and the Federal Reserve Bank (FRB). (Check your Yellow Pages and you will find the FRB under Banks if you still doubting that is a private corporation). Every time that you send them a voluntary donation (your payment of your taxes), a gift for them, of course, they endorse the check to the Federal Reserve Bank.

The IRS creates the most activity of Commercial Collection in the entire world. The collection process is relatively valid, although the IRS is not registered to do business in any state. Did you understand what you just read? The IRS is NOT REGISTERED TO DO BUSINESS OR PERFORM COMMERCIAL MATTERS IN ANY STATE. So how do they get all the money they get? ANSWER: because you give it to them without requesting a proof of claim from them or even if they were “licensed” to give you offers based on “arbitrary” estimations.  However, this is where things get very interesting. The other phase of matters is the assessment phase: THERE IS NO VALID ASSESSMENT. The IRS has not, and never can, and never will, and never could, EVER issue a valid assessment lien or levy. It's not possible.

First of all, in order for them to do that there would have to be paperwork, a True Bill in Commerce (This is a ledgering or bookkeeping/accounting, with every entry established). There would have to be sworn Affidavits by someone that this is a true, correct and complete and not meant to deceive, which, in commerce is, essentially "the truth, the whole truth and nothing but the truth" when you get into court. Now, nobody in the IRS is going to take commercial liability for exposing themselves to a lie, and have a chance for people to come back at them with a True Bill in Commerce, a true accounting. This means they would have to set forth the contract, the foundational instrument with your signature on it, in which you are in default, and a list of all the wonderful goods and services that they have done for you which you owe them for; or a statement of all the damages that you have caused them, for which you owe them.

I think that no one in the US has ever received goods or service from the IRS for which they owe money. I personally don't know of anyone who has damaged anybody in the IRS that gives them the right to come after us and say that "you owe us money because you damaged me". The assessment phase in the IRS is non-existent, it is a complete fraud. Wait a minute, there is one definition of “service” that actually applies to the IRS [Internal Revenue Service]:

Service. The act of bringing a female animal to a male animal to get “@#%* and then %$#@” so that the owner of the animals may “enjoy the product of this union.”  Gives you a warm fuzzy feeling inside, doesn’t it?  [N. of E.  Explanation: The male animal is the IRS, the female animal is you and the Federal Reserve is the owner of the animals.  The benefit of the “service” of the IRS is not for you, really, but for the Federal Reserve. In fact, the money collected by the IRS does not go to the government but to the owners of the private corporation Federal Reserve, the top Illuminati.  Is it now clearer?]

One reason why the super rich bankers and the super rich people in the world have been able to literally steal the world and subjugate it and plunder it and bankrupt it and make chattel property out of most of us is because they know and use the rules of Commercial Law and we don't.  Because we don't know the rules, nor use them, we don't know what the game is. We don't know what to do. We don't know how to invoke our rights, remedies and recourses. We get lost in doing everything under the sun except the one and only thing that is the solution. We play to be bankers and we know nothing about their game.

No one is going to explain to you what and how all this is happening to you, why are you loosing your property, why you never have "money", why everybody is bankrupted. That is never going to happen. These powers-that-be have not divulged the rules of the game. They can and do get away with complete fraud and steal everything because no one knows what to do about it. In the USA, you own NOTHING. Everything is hypothecated to the "banksters", not only that, but you have no title of your property (only a Grant Deed) and your STRAWMAN owes everything, not you, and remember they created the strawman and it belongs to them.

The United States Corporation and the Strawman

In 1871 the United States incorporated in England and therefore became an English corporation under the rule of the Crown (Rothschild). As you see, corporations are not governments and can only rule by contracts through corporate copyrighted policy. How can a corporation ever have authority over you?  By contract! ONLY BY CONTRACT!

Today The United States is a District of Columbia corporation. In Volume 20: Corpus Juris, Sec. § 1785 we find "The United States government is a foreign corporation with respect to a State" (see: NY re: Merriam 36 N.E. 505 1441 S. 0.1973, 14 L. Ed. 287). Since a corporation is a fictitious "person" or entity (it cannot speak, see, touch, smell, etc.), it cannot, by itself, function in the real world. It needs a conduit, a transmitting utility, a liaison of some sort, to "connect" the fictional person, and fictional world in which it exists, to the real world.

LIVING people exist in a real world, not a fictional, virtual world. But government does exist in a fictional world and can only deal directly with other fictional or virtual persons, agencies, states, etc.  In order for a fictional person to deal with real people there must be a connection, a liaison, and a go-between. This can be something as simple as a contract. When both "persons," the real and the fictional, agree to the terms of a contract, there is a connection, intercourse, dealings, there is a communication, an exchange. There is business!  But there is another way for fictional government to deal with the real man and woman: through the use of a representative, a liaison, and the go-between. Who is this go-between, this liaison that connects fictional government to real men and women? It's a government-created shadow, a fictional man or woman ... with the same name as ours.

This FICTITIOUS PERSON was created by using our birth certificates as the MCO (Manufacturer's Certificate of Origin) and the state in which we were born as the "port of entry". This gave fictional government a fictional PERSON with whom to deal directly. This PERSON is a STRAWMAN.

STRAMINEUS HOMO: Latin: A man of straw, one of no substance, put forward as bail or surety. This definition comes from Black's Law Dictionary, 6th. Edition, page 1421. Following the definition of STRAMINEUS HOMO in Black's we find the next word, Strawman. STRAWMAN: A front, a third party, who is put up in name only to take part in a transaction. Nominal party to a transaction; one who acts as an agent for another for the purposes of taking title to real property and executing whatever documents and instruments the principal may direct. Person who purchases property for another to conceal identity of real purchaser or to accomplish some purpose otherwise not allowed. Webster's Ninth New Collegiate Dictionary defines the term "strawman" as: 1: a weak or imaginary opposition (as an argument or adversary) set up only to be easily confuted.  2: a person set up to serve as a cover for a usually questionable transaction.

The Strawman can be summed up as an imaginary, passive stand-in for the real participant; a front; a blind; a person regarded as a nonentity. The Strawman is a "shadow", a go-between. For quite some time a rather large number of people in this country have known that a man’s or woman's name, written in ALL CAPS or last name first, does not identify real, living people. Taking this one step further, the rules of grammar for the English language have no provisions for the abbreviation of people's names, i.e., initials are not to be used. As an example, John Adam Smith is correct. ANYTHING else is not correct. Not Smith, John Adam or Smith, John A. or J. Smith or J. A. Smith or JOHN ADAM SMITH or SMITH, JOHN or any other variation. NOTHING, other than John Adam Smith identifies the real, living man. All other appellations identify either a deceased man or a fictitious man: such as a corporation or a STRAWMAN.

Over the years government, through its "public" school system, has managed to pull the wool over our eyes and keep us ignorant of some very important facts. Because all facets of the media (print, radio, television) have an ever-increasing influence in our lives, and because media is controlled (with the issuance of licenses, etc.) by government and its agencies, we have slowly and systematically been led to believe that any form/appellation of our names is, in fact, still us: as long as the spelling is correct. WRONG!  [N. of E.: The author refers here to the correctness of the form of writing our names from the legal perspective.]

We were never told, with full and open disclosure, what our government officials were planning to do and why. We were never told that government (THE UNITED STATES) was a corporation, a fictitious "person". We were never told that government had quietly, almost secretly, created a shadow, a STRAWMAN for each and every on of us, not only in the US but in the entire planet, so that government could not only "control" the people, but also raise an almost unlimited amount of revenue so it could continue not just to exist, but to GROW. We were never told that when government deals with the STRAWMAN it is not dealing with real, living, men and women. We were never told, openly and clearly with full disclosure of all the facts, that since June 5, 1933, we have been unable to pay our debts. We were never told that we had been pledged (and our children, and their children, and their children, and on and on) as collateral, mere chattel, for the debt created by government officials who committed treason in doing so. We were never told that they quietly and cleverly changed the rules, even the game itself, and that the world we perceive as real is in fact fictional and it's all for their benefit. We were never told that the STRAWMAN —a fictional person, a creature of the state— is subject to all the codes, statutes, rules, regulations, ordinances, etc., decreed by government, but that WE, the real man and woman, are not. We were never told we were being treated as property, as slaves (albeit comfortably for some), while living in the land of the free —and that we could, easily, walk away from the fraud.

WE WERE NEVER TOLD WE WERE BEING ABUSED!

There's something else you should know: Everything, since June 1933, operates in COMMERCE! Commerce is based on agreement, contract. Government has an implied agreement with the Strawman (government's creation) and the Strawman is subject to government rule, as we illustrated above. But when we, the real flesh and blood man and woman, step into their "process" we become the "surety" for the fictional Strawman. Reality and fiction are reversed. We then become liable for the debts, liabilities and obligations of the Strawman, relinquishing our real (protected) character as we stand up for the fictional Strawman.

So that we can once again place the Strawman in the fictional world and ourselves in the real world (with all our "shields" in place against fictional government) we must send a nonnegotiable (private) "Charge Back" and a nonnegotiable "Bill of Exchange" to the United States Secretary of Treasury along with a copy of our birth certificate, the evidence, the MCO, of the Strawman. By doing this we discharge our portion of the public debt, releasing US, the real man, from the debts, liabilities and obligations of the Strawman. Those debts, liabilities and obligations exist in the fictional commercial world of "book entries", on computers and/or in paper ledgers. It is a world of "digits" and "notes", not of real money (gold and silver) and substance. Property of the real man once again becomes tax exempt and free from levy as it must be in accord with HJR-192 (House Joint Resolution 192).

Sending the nonnegotiable Charge Back and Bill of Exchange accesses our Treasury Direct Account (TDA). What is our TDA? Let's go to Title 26 USC and take a look at section 163(h)(3)(B)(ii), $1,000,000 limitation: "The aggregate amount treated as acquisition indebtedness for any period shall not exceed $1,000,000 ($500,000 in the case of a married individual filing a separate return)."

This $1,000,000 (one million) account is for the Strawman, the fictional "person" with the name in all caps and/or last name first. It is there for the purpose of making book entries, to move figures, "digits" from one side of ledgers to the other. Without constant movement a shark will die and quite ironically, like the shark, there must also be constant movement in commerce, or it too will die. Figures, digits, the entries in ledgers must move from asset side to debit side and back again, or commerce dies. No movement, no commerce.

The fictional person of government can only function in a fictional commercial world, one where there is no real money, only fictional funds... mere entries, figures, and digits.

A presentment from fictional government —from traffic citation to criminal charges— is a negative, commercial "claim" against the Strawman. This "claim" takes place in the commercial, fictional world of government. "Digits" move from one side of your Strawman account to the other, or to a different account. This is today's commerce.

In the past we had addressed these "claims" by fighting them in court, with one "legal process" or another, and failed. We have played the futile, legalistic, dog-and-pony show —a very clever distraction— while the commerce game played on.

But what if we refused to play dog-and-pony, and played the commerce game instead? What if we learned how to control the flow and movement of entries, figures, and digits, for our own benefit? Is that possible? And if so how? How can the real man in the real world, function in the fictional world in which the commerce game exists?

When in commerce do as commerce does, use the Uniform Commercial Code (UCC)? The UCC-1 Financing Statement is the one contract in the world that can NOT be broken and it's the foundation of the Accepted For Value process. The power of this document is awesome.

Since the TDA exists for the Strawman —who, until now, has been controlled by government— WE can gain control (and ownership) of the Strawman by first activating the TDA and then filing an UCC-1 Financing Statement. This does two things for us:

First, by activating the TDA we gain limited control over the funds in the account. This allows us to also move entries, figures, and digits ... for OUR benefit.

Secondly, by properly filing an UCC-1 Financing Statement we can become the holder in due course of the Strawman. This gives us virtual ownership of the government-created entity. So what? What does it all mean?

Remember earlier we mentioned that a presentment from government or one of its agents or agencies was a negative commercial claim against the Strawman (and the Strawman's account, the TDA)? Remember we told you entries, figures, and digits moved from one side of the account to the other, or to a different account? Well now, with the Strawman under our control, government has no access to the TDA and they also lose their go-between, their liaison, their "connection" to the real, living man and woman. From now on, when presented with a "claim" (presentment) from government, we will agree with it (this removes the "controversy") and we will ACCEPT IT FOR VALUE. By doing this we remove the negative claim against our account and become the "holder in due course" of the presentment. As holder in due course you can require the sworn testimony of the presenter of the "claim" (under penalty of perjury) and request the account be properly adjusted.

It's all business, a commercial undertaking, and the basic procedure is not complicated. In fact, it's fairly simple. We just have to remember a few things, like: this is not a "legal" procedure —we're not playing dog-and-pony. This is commerce, and we play by the rules of commerce. We accept the "claim", become the holder in due course, and challenge whether or not the presenter of the claim had/has the proper authority (the Order) to make the claim (debit our account) in the first place. When they cannot produce the Order (they never can, it was never issued) we request the account be properly adjusted (the charge, the "claim" goes away).

If they don't adjust the account a request is made for the bookkeeping records showing where the funds in question were assigned. This is done by requesting the Fiduciary Tax Estimate and the Fiduciary Tax Return for this claim. Since the claim has been accepted for value and is prepaid, and our TDA account is exempt from levy, the request for the Fiduciary Tax Estimate and the Fiduciary Tax Return is valid because the information is necessary in determining who is delinquent and/or making claims on the account. If there is no record of the Fiduciary Tax Estimate and the Fiduciary Tax Return, we then request the individual tax estimates and individual tax returns to determine if there is any delinquency.

If we receive no favorable response to the above requests, we will then file a currency report on the amount claimed/assessed against our account and begin the commercial process that will force them to either do what's required or lose everything they own —except for the clothing they are wearing at the time. This is the power of contracts (commerce). We should also mention that no process of law —"color" of law under present codes, statutes, rules, regulations, ordinances, etc. — can operate upon you, no agent and/or agency of government (including courts) can gain jurisdiction over you, WITHOUT YOUR CONSENT. You, (we) are not within their fictional commercial venue.

The Accepted for Value process, however, gives us the ability to deal with "them" —through the use of our transmitting utility/go-between, the Strawman— and hold them accountable in their own commercial world for any action(s) they attempt to take against us. Without a proper Order, and now we know they're not in possession of such a document, they must leave us alone ... or pay the consequences.

Yes, this process IS powerful.  Yes, it CAN set us free from government oppression and control.

When you read the above article about the STRAWMAN, you would understand better that you do not own anything because everything was "bought" by this fictitious entity created by the UNITED NATIONS. They created the strawman, they own it. The strawman is your name in all caps. You think it is you, but it isn't. You are only an "authorized signature" for it. Look at your checkbook, it has many lines, all of them are solid but one. The line where you sign your name, look at it very closely, it looks like a dotted line, is not even straight like the rest of the lines. Blow up this line and you will see that there are words written in the line, Voila: "AUTHORIZED SIGNATURE". They even hide this from you. You do not own your checking account either, it is in the name of the straw entity, you are only an authorized signature. And you thought that Communism was bad because people didn't own anything, everything belonged to the state, right?. At least people there knew, here they do not even tell you, it is a frivolous lie.

The whole system was created to have you in slavery, "modern slavery" of course. All of the countries in the world have adopted the same bank system, they all have "strawmen" since 1934. If you were born before this date you can see that your birth certificate is capital and lower cases. For people born after this year the name will appear in all caps, your strawman was born, not you. Remember on the story of the Wizard of Oz, Dorothy found three people. The first guy was a lion, he lived in fear, this represents "We the People" always living in fear. Then she found a tinman, it had no heart, like the banksters, they do not care if you loose your house, if you live on the streets, if you have no food, as long as they accomplish their goals. And, finally, she found the strawman, and remember what he didn't have: a brain. Strawmen have no brain, they are stupid, and that’s why you need a "lawyer" to defend you in court, because for them, you have no brain.

Please forward this in an email. Everybody must know about this. If we unite we are stronger. Remember we are more than them. They are a small group. We can still do something about it. If you stay still and do nothing they win. Remember we are all One unto God. Let’s be GOD again!

The United States of America, The Corporation

United States, US, U.S., USA, America, means: (A) a federal corporation . . . Title 28 USC Section 3002(5) Chapter 176: “It is clear that the United States . . . is a corporation . . “. 534 FEDERAL SUPPLEMENT 724:  ˜It is well settled that “United States” et al is a corporation, originally incorporated February 21, 1871 under the name “District of Columbia”, 16 Stat. 419 Chapter 62.  It was reorganized June 11, 1878; a bankrupt organization per House Joint Resolution 192 on June 5, 1933, Senate Report 93-549, and Executive Orders 6072, 6102, and 6246; a de facto (define de facto) government, originally the ten square mile tract ceded by Maryland and Virginia and comprising Washington D. C., plus the possessions, territories, forts, and arsenals.”

The significance of this is that, as a corporation, the United States has no more authority to implement its laws against “We the People” than does Mac Donald Corporations, except for one thing: the contracts we’ve signed as surety for our strawman with the United States and the Creditor Bankers.  These contracts binding us together with the United States and the bankers are actually not with us, but with our artificial entity, or as they term it “person”, which appears to be us but spelled with ALL CAPITAL LETTERS.  All this was done under, VICE-ADMIRALTY COURTS.

In English Law:  Courts established in the Queen’s possessions beyond the seas, with jurisdiction over maritime causes, including those relating to prize.  The United States of America is lawfully the possession of the English Crown per original commercial joint venture agreement between the colonies and the Crown, and the Constitution, which brought all the states (only) back under British ownership and rule.  The American people, however, had sovereign standing in law, independent to any connection to the states or the Crown.  This fact necessitated that the people be brought back, one at a time, under British Rule, and the commercial process was the method of choice in order to accomplish this task, first, through the 14th Amendment and then through the registration of our birth certificate and property.  All courts in America are Vice-admiralty courts in the Crown’s private commerce.

Part 1. Blacks' Law, Moorish Law in America by Queen El Harre Bey
Taken from: http://www.youtube.com/watch?v=1seCJSp-yj0

 

Part 2. Blacks' Law, Moorish Law in America by Queen El Harre Bey
Taken from: http://www.youtube.com/watch?v=6wNvyEIdwgY

 

Who Owns the Federal Reserve?

The Rothschilds of London and Berlin
Lazard Brothers of Paris
Israel Moses Seif of Italy
Kuhn, Loeb and Warburg of Germany
The Lehman Brothers
Goldman Sachs, and,
The Rockefeller families.

Something everyone should know:  The dollar has gradually dropped to about 4 cents in value since the establishment of the privately-owned Federal Reserve monopoly in 1913. America has been duped and her wealth is steadily being funneled-out by International Bankers. And contrary to popular belief, the IRS (also a private corporation), serves as an instrument for handing over our taxes to the private Federal Reserve. Essentially, America operates purely on debt while, simultaneously, providing trillions in welfare to the International Banking elite.

We are also not considered an independent nation since our currency (which is based on debt) belongs to foreigners. And with no end in sight, we are borrowing just to keep paying the Federal Reserve debt, as they profit (tax-free) on our backs by lending us money they create out of thin air. This winding pattern results in a National Debt escalation that can never be paid off. In fact, America now borrows an additional ~$2 billion/day from other countries like China just to keep inflation and interest rates down.

At that rate of spending, eventually, something has to give. And should it come in the form of soup kitchens and FEMA camps for the middle class, rest assured the banksters will return posing as "heroes" and proposing a new method of monetary enslavement (one possible example: the Amero). And while experts warn of the dollar's impending collapse, the banksters also have in the works a dream plan to dissolve America by creating "The North American Union." But that's no secret or theory, and we need not look further than the Bush regime/mob to find those currently responsible.

The world is robbing us blind, and yet, Congress has the authority to dissolve the Federal Reserve and issue debt-free currency (one example: the Greenbacks issued in 1862). In the meantime, the inflated value of the dollar continues to leave many working middle-class families homeless; with some even living in their cars just to hold a job. For them, renting or buying a home is now considered a luxury. And with rising property taxes, it only makes it that much more difficult to even exist in our country.

References:

1. Illegal IRS: The unmasked deceptions of the Internal Revenue Service which is privately-owned and actually operates out of "Puerto Rico", with "agents" who represent them in the US (31 Questions and Answers with legal references): http://www.supremelaw.org/sls/31answers.htm
2. Documentary film: "America: From Freedom to Fascism"
3. Many homeless Middle Class are living in their cars; from a New York Times article story on the "mobile homeless": www.dailykos.com/story/2006/4/2/93415/04852
4. "And the stakes are almost inconceivable for a generation of politicians and voters raised in relative prosperity, who've never known severe economic hardship. But that plush North American lifestyle to which we've all grown accustomed has been bought on credit, and the bill is rapidly nearing its due date." www.macleans.ca/topstories/world/article.jsp?content=20050307_101541_101541

5. The Shrinking Value of the Dollar: www.infoplease.com/ipa/A0001519.html
6. "Former World Bank Vice President, Chief Economist and Nobel Prize winner Joseph Stiglitz has predicted a global economic crash" www.propagandamatrix.com/articles/october2006/301006globalcrash.htm
7. "As the US current-account deficit rose over the past half-decade, international economists have lined up to predict doom" —J. Bradford DeLong, Professor of Economics and former Assistant US Treasury Secretary. www.project-syndicate.org/commentary/delong28
8. "The unraveling happens in countless invisible acts that most Americans will never be aware of until it is too late." www.alternet.org/story/28646/
9. "The reason we cannot accomplish this seemingly simple task of balancing currency with production is that our government does not exercise its sovereign prerogative of controlling the money supply" —Business Week: by Mark Weisbrot , www.commondreams.org/headlines04/0729-02.htm
10. Creating the 'North American Union':  http://www.thenewamerican.com/artman/publish/article_4213.shtml

Video about World Poverty

Seventy five percent  (75%) of the people in the planet live in poverty.  Millions of people all over Earth, tonight, do not have food or a roof under their head.

In the US alone 94% of the people do not have $200.00 on their savings accounts (feel like you are there?) Less than 3% of the people in this nation have savings of $500,000.00 cash ( this does not include a house, if you owe it, you have nothing). Last year [2006] over 1.2 million kids, in the US, under 12 were homeless, and the numbers are growing.  Almost 40% of the people in this "great" country live on Section 8 (housing).  Staggering numbers, but very real.  It is time to wake up America and see the truth.  Are you sovereign or are you a slave of this "modern society". Watch this video: http://www.youtube.com/watch?v=ySvrwYTrAz8

National Debt does not exist, neither does real money.  In 1933 the Federal Reserve stole all the gold and silver from "We the People", real money: Gold and Silver coins.  Then they created a private franchise to control the "new money" in the US and backed by the properties of the people (present and future).  Paper money that has no value whatsoever was the new currency.

But wait a minute, if they used our properties and our gold to back up their currency, then who owes who?  Who is the bank: That's right, we are.  We are the banks.  They owe us interest money for using our properties and our gold.

Also the US government has declared bankruptcy in 4 different occasions, October 2005, was the last time, and now, because this time not only the 50 states were part of the bankruptcy, but the people too, we are all bankrupted, for this reason we owe nothing: no houses, no cars, no bills in general.  Watch this video and forward it, please: http://www.youtube.com/watch?v=_dmPchuXIXQ  

Video Description

The Federal Reserve is neither Federal nor a Reserve. Owned by a corrupt group of International Bankers, it is a privately owned monopoly, largely responsible for creating America's National Debt. It is also a parasitic and unnecessary entity that literally creates American currency out of nothing and then collects interest on the backs of taxpayers for doing so.

Help bring down the illegal Federal Reserve: http://www.petitiononline.com/fedres/petition.html

Do You Think You Bought Your House?
 
Do you know what a Mortgage is?  Read the next whole article a few times so you understand what you actually did.  Did you know that you created a “trust” when you "bought" "your" house?  You created a “Deed of Trust.” You might be saying to yourself, “you mean, my mortgage?”  “No, I mean your trust, and guess who the beneficiary is?  Go to your filing cabinet and pull out your file on what you think is the ‘mortgage to your house.’ Now, for the fist time, READ IT. What does it say? Is a Deed of Trust different than a Mortgage? Let’s find out!”

The following definitions will be used from the Black’s 4th and 6th editions

Trust. An obligation on a person arising out of confidence reposed in him to apply property faithfully and according to such confidence; as being in nature of deposition by which proprietor transfers to another property of subject in trusted, not that it should remain with him, but that it should be applied to certain uses for the benefit of third party.

Trustor. A person who creates a trust, also called a Settlor.

Trustee. Person who holds title to the res and administers it for the others’ benefit.

One must be an attorney to operate a title company. If title companies hold all the titles of the Deed of Trusts in the country, then who “holds” all the titles? That’s right, attorneys!

Beneficiary. One for whose benefit a trust is created. One receiving benefit or advantage, or one who is in receipt of benefits, profits, or advantage.

Settlor. One who furnishes the consideration for the creation of a trust, though in form the trust is created by another.

Did you know when you signed the Deed of Trust that you were giving “benefit and advantage” to the bank? Who created the Deed of Trust? The bank did, so why wouldn’t the bank draw up the contract for their advantage if we don’t say anything against it?

Mortgage. (L. mort dead + gage pledge, or bet; the estate pledged becomes dead or entirely lost by failure to pay.) An assignment or conveyance of land or house property to a person as security for the payment of a debt due to him and on the condition that if the money shall be paid according to contract the grant shall be void. The Consolidated Webster Encyclopedic Dictionary, 1939 edition.

Most states have passed the “Deed of Trust Act” and for the purpose of making it easier to evict people out of their homes by not going into court. Why would they change the name of a mortgage to a Deed of Trust? Perhaps they are not holding the “land or house property” as security. What would the security be then?

Deed of Trust. An instrument in use in many states, taking the place and serving the uses of a common-law mortgage, by which the legal title to real property is placed in one or more trustees, to secure the repayment of a sum of money or the performance of other conditions.

Instead of having the land as security, the bankers have replaced this with “legal title to real property.” Does this mean a “legal description?” Can the “legal description” ever be the “land or house property?” Since there is no money, what would “the performance of other conditions” be? Could this be the delivery of the Promissory Note?

Grant. To bestow; to confer upon someone other than the person or entity which makes the grant.

Grantor. The person by whom a grant is made.

Legal. Conforming to the law; according to law; created by law.

Description. A written enumeration of items composing an estate, or of its condition, or of titles or documents; like an inventory, but with more particularity, and without involving the idea of an appraisement.

The dictionary did not have the term “legal description”, so “a summary of the words would be a written enumeration of items composing an estate created by law.”  Since law is a fiction then what actually is a legal description?  The “legal description”, or, should I say, the “strawland”, is the birth certificate for the soil, the dirt, the substance that you own.  It is the ”title, but can never be the real thing or take the place of it.“ NEVER under ANY CIRCUMSTANCES!

Title. The evidence of right which a person has to the possession of property. The word “title” certainly does not merely signify the right which a person has to the possession of property because there are many instances in which a person may have the right to the possession of property, and at the same time have no title to the same.

Isn’t that interesting! Title does NOT signify the “right to possession.” One may have “right of possession and have no title to the same!”  This is why the bank must “create a right of possession” in order to take your property away when you do not “pay.” You see, the bank does not have title before this instance. The title company has the title, so the bank must “create” a title. But first the bank must create a “right of possession.” They must notice you by posting a notice on the property, sending you certified mail, putting it in the newspaper, recording it in the public record and posting it on the public bulletin board. When you do not respond to these notices, it is assumed that you give your consent, and therefore they now have “right of possession.”

Grantor’s Trust. A trust whereby the Grantor is considered to be the owner so that he can maintain the property and pay the taxes on it.

Fructus.  Fruits; produce; profit or increase; the right to the fruits of a thing belonging to another.

Usufruct.  The right of enjoying a thing, the property of which is vested in another, and draw from the same all the profit, utility, and advantage which it may produce, provided it be without altering the substance of the thing.

Does the above definition say what I think it says? Are we being “usufructed” by the banks?

Tenant. One who holds lands of another; one who has the temporary use and occupation of real property owned by another person (called the “landlord”) the duration and terms of his tenancy being usually fixed by an instrument called a lease.

Joint Tenancy. An estate in fee-simple, fee-tail, for life, for years, or at will, arising by purchase or grant to two or more persons.

If you signed your Deed of Trust “Joint Tenancy”, what did you do? Did you actually sign a lease agreement with the “landlord” that call themselves the bank?

Here is a quote from a Deed of Trust WITNESSETH:

That Trustor hereby irrevocably grants, conveys, transfers and assigns to the Trustee in Trust, with Power of Sale, the above described real property, together with leases, issues, profits, or income there from: SUBJECT, however to the right, power and authority hereinafter given to and conferred upon Beneficiary to collect and apply such property income.

Assignment of lease. Such occurs where lessee transfers entire unexpired remainder of term created by lease.

What did you do when you signed the Deed of Trust at the title company? You “assigned the lease” between you (the Settlor), and the Trustor (the strawman) to the Beneficiary (the landlord). What were you thinking? How did the Deed of Trust become a lease, anyway?

Executed. Completed; carried into full effect; already done or performed; taking effect immediately; now in existence, or in possession; conveying an immediate right or possession. A trust does not become fully ”executed” until subject matter of it has been properly paid over to beneficiaries.

Execute. To complete; to make; to perform; to do; to follow out. The “execution” of a note involves not only the signing but the delivery of the note.  [Latin: executus, to follow to the end; from ex out + sequor to follow.]

Delivery. The act by which the res or substance thereof is placed within the actual or constructive possession or control of another.

Subject Matter. The subject or matter presented for consideration; to recover money.

What would be the “subject matter, res or substance” of a Deed of Trust and the notes “secured thereby?” What is the subject matter presented for consideration? Would this be “money” or substance or would this be what our society “uses as money?”

Registered. Entered or recorded in some official register or record or list.

Security. Protection; assurance; indemnification. The term is usually applied to an obligation, pledge, mortgage, deposit, lien, etc., given by a debtor in order to make sure the payment or performance of his debt, by furnishing the creditor with a resource to be used in case of failure in the principal obligation.

To understand how the “money” system works today one must remember the 73rd Congress, March 9, 1933; “The money (Federal Reserve Notes) will be worth 100 cents on the dollar because it is backed by the credit of the nation. It will represent a mortgage on all the homes and other property of all the people in the nation. The money so issued will not have one penny of gold coverage behind it because it is really not needed.”

Since the “National Emergency in Banking”, otherwise known as bankruptcy (of the UNITED STATES), occurred in 1933, our “money is credit“, your credit is backed by your collateral or your promise. When you sign any promise to pay, it becomes MONEY!  What is the difference between Federal Reserve Notes (AKA "dollars") and the Promissory Note you gave the bank? They both represent your credit. Only one thing is different: the bank failed to record your Promissory Note when they recorded the Deed of Trust, therefore it is not “registered” in the public register like FRNs are. Could this be considered “fraudulent use of a foreign security?” You better believe it is!

Will. A “will” is not a sheet of paper, nor a number of sheets or pages, but consists of the words written thereon. And the form of an instrument is of little consequence in determining whether it is a will, but if it is executed with formalities required by statute, and if it is to operate only after death of maker, is it a “will?” The difference between a will and a trust is that a will operates from the moment of death, while a trust operates in present to a certain extent.

Testator. One who makes or has made a testament or will; one who dies leaving a will.

Substitution. The putting one person in place of another; particularly, the act of a testator in naming  second devisee (receiver of real property by will) or legatee (receiver of personal property by will) who is to take the bequest either on failure of the original devisee or legatee or after him.

Executor by substitution. A successor executor appointed by testator entitled to succeed to administration of estate following resignation of first executor who had partially administered upon such estate.

Executor. A person appointed by a testator to carry out the directions and requests in his will, and to dispose of the property according to his testamentary provisions after his decease.

You may be thinking by now, “What does all of these terms about death got to do with the Deed of Trust?” What happens when you execute something? You kill it, it dies. OK, so what died?  Have you ever wondered why the bank issues a “Notice of Substitution of Trustee” before they issue a Notice Trustee’s Sale? They must replace the original trustee, because someone or “something” died —as in a mortgage (dead pledge).

The following is a quote from a Full Reconveyance that the bank gives you when you pay off a loan.

“Said Deed of Trust was executed by JOHN A. DOE (“Trustor”) to SHYSTER BANK (“Original Beneficiary”), and recorded in the official records of PIMA County, ARIZONA, as follows: Date Deed of Trust Recorded: September 28, 1998.”

The date given above as the date the Deed of Trust was “executed” was the same date that the Promissory Note was “signed and delivered”, not when the loan was paid off. The bank is telling you that the trust was completed when you delivered the note to them. THESE ARE THEIR OWN WORDS!

So, the trust or trustor died! Who is the trustor? How did they spell the name of the trustor? With all capital letters? Is this you or is it Memorex (the strawman)?

Drill: If you think we are no longer in the feudal system here in the "good ol' US of A," THINK AGAIN. If either you or a friend has a Deed of Trust, go to your files and pull out the copy of it and read the first page and answer the following questions;

1. Did you know you created a TRUST when you obtained your house?
2. Who is the TRUSTOR —you or the STRAWMAN?
3. Who is the TRUSTEE?
4. Who is the BENEFICIARY?
5. What is the "described property," the land or a list of measurements of a fictitious location?
6. If you irrevocably "grant" a legal description to the TRUSTEE, who is the GRANTOR; and just what exactly was granted? (Hint: not the land.)
7. Did the husband and wife sign as joint TENANCY? If so, what does that make the TRUSTOR —the owner or the TENANT?
8. If the TRUSTOR is now the tenant making payments to the Beneficiary —is the bank in fact the LANDLORD?
9. If one (the mortgage or trust) dies and the property is disposed of —what is it?
10. What really is this document called the Deed of Trust?
    a. a trust
    b. a grant
    c. a lease
    d. a will
    e. a contract
    f. all of the above
11. If you said "f", you are correct -—but if the TRUSTOR is the strawman, how do you fit into this mystery, are you the Settlor or the Surety?
12. Who gave the consideration for this contract?
13. Are all the above "persons" and property real or fictitious?
14. If this is fiction —who had the land in the first place before ever walking into the Title Company to sign the loan? (Hint: YOU!!!)
15. Who is security for the Federal Reserve Notes? (Same answer.)
16. Who then paid for the loan when they signed the Promissory Note? (No hints.)
17. So, why do we think we are the tenant when we get a late notice or a NOTICE OF TRUSTEE SALE from the bank, when the property was ours in the first place AND we paid for it again with our Promissory Note?

Interesting, now that you know that you owe NOTHING, what are you going to do?

Color You

Definition of color: 1.Something that looks real but it isn't. 2. To misrepresent. 3. Outward, often deceptive appearance.

Today the government has created a Color Matrix around us.  But it is almost impossible to see it.  Just to show you how they have "colored" our life read this. Hope it is clearer in your heads now:

1. Color You: STRAWMAN (your name all caps).
2. Color Law: Codes, not laws.  IRS Codes, DMV Codes, US Codes, UCC Codes, etc. And they have no jurisdiction to the sovereign. Only to the strawman.  You are not the strawman.
3. Color Properties: Your STRAWLAND (not the land, not the building itself, just a whole bunch of "legal descriptions").
4. Color Money: Federal Reserve Notes (it looks like real but it isn't). It is only photocopied paper with no intrinsic value whatsoever.
5. Color Country:  UNITED STATES (it looks like the
united States of America, but it isn't, this is a corporation).
6. Color States: CALIFORNIA, it is not the same as our California Republic. CALIFORNIA all caps is the corporation.
7. Color "Loans": It looks like they lend you "money", it looks like a real loan, but it isn't, they lend you nothing.  There was no loan.  Everything is a humongous fraud.
8. And now, voila: Color Food: Mc Donald’s, Burger King (It looks like food, but it isn't.)
9. But the winner is: Color Meat: cloned cows (it looks like meat, but it ain't).  You want a piece of it?

US Debt

Our banking history is filled with deception, fraud, larceny and treason. We must try to understand how this problem of deceptive banking policy adversely affects every American citizen and is, indeed, antithetical to our great Republic, living, each one of us, in a feudal-like, debt-based enslavement.

Beneath the yoke of an unending cycle of indebtedness which renders anyone who participates in the economy, at the consumer level, forever beholden to banks, the great majority of Americans spend a life-time of labor, often working at more than one job, not to produce a better life for ourselves and our loved-ones, but in a never-ending struggle to pay-off debt, or simply to pay interest (and very little principal) on so-called loans. This "debt" was literally created from thin air. The lenders risk nothing, because they have, in reality, lent nothing. This is due to our banking history of deception, fraud and counterfeiting, which only benefits the purported elite bankers and their underlings.

Under orders of the creditor (the Federal Reserve System and its private owners) on April 5, 1933 President Franklin D. Roosevelt issued Presidential order 6102, which required all Americans to deliver all gold coins, gold bullion, and gold certificates to their local Federal Reserve Bank on or before April 28, 1933.

Any violators would be fined up to $10,000, imprisoned up to ten years, or both, for knowingly, violating this order. This gold was then offered by the Fed owners to any foreign, non-US. citizen, at $35.00 per ounce. Over the entire previous 100 years, gold had remained at a stable value, increasing only from $18.93 per ounce to $20.69 per ounce.

Since then, every U.S. citizen (by virtue of their birth certificate) has become an asset/slave of the government, pledged at a specific dollar amount to pay this debt through future taxation. Thus, every American citizen is in debt from birth (via future taxation), and is, for all practical purposes, property of the creditors, the privately-owned Federal Reserve System.

We are, therefore, obligated to continue this cycle of borrowing indefinitely, causing complete money slavery for life. The amount owed will expand endlessly, until our monthly payments exceed our income, we are bankrupt, and all we have acquired in this lifetime is pillaged from us. Or, until the privately owned Federal Reserve System is ended (by us, "We the People") and all debts be terminated.

Bank Fraud

Did you know that demanding money or other consideration under threat of injury constitutes blackmail?  What do banks do when they do not get their "payment"?  Read this powerful article so you can understand the bank system better.

False Advertising

Banks bombard consumers with over 6 billion mail solicitations each year. Notwithstanding newspaper, radio, television, magazine, sporting event advertising and numerous other forms of marketing, the average working class, credit worthy, American, is exposed to over 75 loan solicitations per year.

These banking ads represent, in one way or another, that the bank will lend you money in exchange for repayment plus interest. This absurd idea is completely contrary to what, in reality, transpires and what is actually intended. In actual fact, banks do not lend you any of their own, or their depositors’ money.

False advertising is an act of deliberately misleading a potential client about a product, service or a company by misrepresenting information or data in advertising or other promotional materials. False advertising is a type of fraud and is always a crime.

How does the funding process of credit cards and loans happen? Are they actually lending you any money at all? The answer is NO.  When you sign and remit a loan or credit card application, (say you are approved for $10,000.00) the commercial bank stamps the back of the application, as if it were a check, with the words: "Pay $10,000.00 to the order of..." which alters your application transforming it into a promissory note.

Fraud, Forgery and Intent to Deceive

Altering a signed document, after the fact with the intention of changing the document's value, constitutes forgery and fraud. Forgery is the process of making or adapting objects or documents with the intent to deceive. Fraud is any crime or civil wrong perpetuated for personal gain that utilizes the practice of deception as its principal method.

In criminal law, fraud is the crime or offense of deliberately deceiving another to damage them —usually, to obtain property or services without compensation. This practice may also be referred to as "theft by deception," "larceny by trick," "larceny by fraud and deception" or something similar.

Theft by Deception

Having altered the original document, the (now) promissory note is deposited at the local Federal Reserve Bank as new money. "Generally Accepted Accounting Principles" (the publication governing corporate accounting practices) states: "Anything accepted by the bank as a deposit is considered as cash." This new money is now a three to ten percent fraction of what the commercial bank may now create and do with as they please.

So, $100,000.00 to $330,000.00, minus the original $10,000.00 is now added to the commercial bank's coffers. With this scheme they are taking your asset, depositing it, multiplying it and exchanging it for an alleged loan back to you. This constitutes deliberate theft by deception. In reality, of course, no loan exists.

Fraudulent Conveyance

At this point in the process, they have now transferred and deposited your note (asset) to the Federal Reserve Bank. This note will permanently reside and be concealed there. Since they've pilfered your promissory note, they owe it back to you. It is you, therefore, who is actually the creditor. This deceptive acquisition and concealment of such a potentially valuable asset amounts to fraudulent conveyance.

In legal jargon, the term "fraudulent conveyance" refers to the illegal transfer of property to another party in order to defer, hinder or defraud creditors. In order to be found guilty of fraudulent conveyance, it must be proven that the intention of transferring the property was to put it out of reach of a known creditor —in this case, you.

Money Laundering and Racketeering

Once they have perpetrated this fraudulent conveyance, the creditor then establishes a demand deposit transaction account (checking account) in your name. $10,000.00 of these newly created/acquired funds is then deposited into this account. A debit card or, in this case, a credit card or paper check is then issued against these funds. Remember —it's all just bookkeeping entries, because this "money" is backed by nothing.

Money laundering is the practice of engaging in financial transactions in order to conceal the identity, source and/or destination of money. Previously, the term "money laundering" was applied only to financial transactions related to otherwise criminal activity.

Today, its definition is often expanded by government regulators (such as the United States Office of the Comptroller of the Currency) to encompass any financial transaction which generate an asset or a value as the result of an illegal act, which may involve actions such as tax evasion or false accounting.

As a result, the illegal activity of money laundering is now recognized as routinely practiced by individuals, small or large businesses, corrupt officials and members of organized crime (such as drug dealers, criminal organizations and of course, the banking cartel: the banksters).

Mail Fraud and Wire Fraud

Since receipt of your first "statement" from each of your creditors, they have perpetuated the notion of your indebtedness to them. These assertions did not disclose a remaining balance owed to you, as would your checking account. Mail fraud refers to any scheme which attempts to unlawfully obtain money or valuables in which the postal system is used at any point in the commission of a criminal offence.

When they claim you owe a delinquent payment, you are typically contacted via telephone, by their representative, requesting a payment. In most cases this constitutes wire fraud, which is the Federal crime of utilizing interstate wire communications to facilitate a fraudulent scheme. Whoaaaaaaaaau!  Keep reading.

Extortion and Blackmail

Throughout the process of receiving monthly payment demands, you may have been threatened with late fees, increased interest rates, derogatory information being applied to your credit reports, telephone harassment and the threat of being "wrongfully" sued.

Extortion is a criminal offense which occurs when a person obtains money, behavior, or other goods and/or services from another by wrongfully threatening or inflicting harm to this person, their reputation, or property. Refraining from doing harm to someone in exchange for cooperation or compensation is extortion, sometimes euphemistically referred to as "protection". This is a common practice of organized crime groups.

Blackmail is one kind of extortion —specifically, extortion by threatening to impugn another's reputation (in this case) by publishing derogatory information about them, true or false, on credit reports. Even if it is not criminal to disseminate the information, demanding money or other consideration under threat of injury constitutes blackmail.

Lack of Contract Consideration

New money was brought into existence by the deposit of your agreement/promissory note. If you were to pay-off the alleged loan, you would never receive your original deposit/asset back (the value of the promissory note). In essence, you have now paid the loan twice. Simultaneously, the banks are able to indefinitely hold and multiply the value of your note (by a factor of 10 to 33) and exponentially generate additional profits.

For an agreement or a contract to be valid, there must be valuable consideration given by all parties. Valuable consideration infers a negotiated exchange and legally reciprocal obligation. If no consideration is present, the contract is generally void and unenforceable.

Lack of Contract Disclosure

The bank never explained to you what you have now learned. They did not divulge that they were not loaning anything. You were not informed that you were exchanging a promissory note (which has a real cash value) that was appropriated to fund the implicit loan.

You were led to assume that they were loaning you their own, or other people's money, which we have established as false. They blatantly concealed this fact. If you were misinformed, according to contract law, the agreement is null and void due to "non-disclosure."

Contract law states that when an agreement is made between two parties, each must be given full disclosure of what is transpiring. An agreement is not valid if either party conceals pertinent information. Do you still think you owe any money to the bank(sters)?  Do you still think they gave you a "loan"?

So if they didn't, what are you going to do?  Now you know there is and was no "loan", and you owe them NOTHING. Are you going to sit still or are you going to take some action?  I know I did.

See this website: http://www.truthattack.org/